Send the Single Letter template to anyone demanding money from you

The single letter is an ideal template letter to dispute ANY debt.

It has all the elements required to dispute the debt and shift the burden onto the person (corporation) claiming the debt is owed.

It also provides a fee schedule, which if the other party does not dispute it agrees.

The letter also instructs them that you do not want to be harassed by them and communication should only be by email, which they cannot charge huge fees for.

[YOUR ADDRESS & POSTCODE]

[DATE IN FULL]

[COMPANY NAME ADDRESS & POSTCODE]

Dear Sir/Madam,

RE: Your reference: [THEIR REFERENCE NUMBER]

I am writing in reference to your letter dated: [DATE OF THEIR LETTER OR COMMUNICATION - DELETE LINE IF NOTHING RECEIVED].

You claim to be acting on behalf of [NAME OF CLIENT - DELETE LINE IF THEY DON'T HAVE A CLIENT] CORPORATION in reference to an Account number: [THEIR CLIENTS REFERENCE]

You further claim that a balance of £[ALLEGED DEBT AMOUNT] is outstanding.

Please note that this debt is disputed. Your charges in relation to this matter are also disputed. The disputed debt should not increase. Please do not send any further letters, do not phone, do not text and do not pay any visits.

You should only communicate by email to: [EMAIL ADDRESS THEY CAN USE] EMAIL ADDRESS. Do not attempt to request personal information for using this method of communication, none will be provided. No encrypted or password protected files will be opened or security checks complied with.

Please provide PROOF that this debt is owed, i.e. the contract upon which you rely;

Please provide PROOF that you have obtained by private information with my Consent in compliance with GDPR.

If you are relying on Legitimate Interest GDPR 6(1):

Demonstrate you compliance by providing your legitimate interests assessment (LIA);

Please provide details of your legitimate interests in contained within your privacy information.

Please supply your Financial Conduct Authority authorisation number. Please also confirm your registration number with the Information Commissioners Office and your Public Liability Insurance details.

Please also supply me with a copy of your complaints procedure.

FEE SCHEDULE:

Please note that my fees for dealing with issues of this type are:

£50 per letter;

£50 per text message;

£250 per phone call;

£500 per hour, or part thereof, for all other methods of communication.

Kind Regards,

[YOUR NAME]

Subject Access Request
Why not ask the company demanding money from you for ALL the information they hold? It is FREE and gives them lots of interesting legislation that they have to comply with. If they fail to abide with GDPR, they risk receiving a large fine from the Information Commissioners Office:

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